Personal loans, now
more personal

$
  • Check your rate in two minutes
  • Fast, simple and completely online
  • Will not affect your credit score
Canstar Outstanding Value Excellent Credit Personal Loans Awardmozo experts choiceWeMoney winner 2023Product Review award
From $5,000 to $80,000
3, 5 or 7 years
Fixed interest rates
No ongoing fees
  • Days, not weeks

    We won’t waste your time. Complete your application quickly and recieve your money the next business day.

  • Simple online applications

    Check your rate in 2 minutes, and apply online in 10 minutes on the couch. It’s that simple.

  • Smarter loans, less fees

    We have no ongoing fees and won’t penalise you for making extra payments, so you can keep more of your money.

One size doesn't fit all

We understand that everybody is different, so we tailor our interest rates to individually match our borrower's financial situation, with unsecured rates from 6.99% p.a. (6.99% p.a. comparison rate*) to a maximum of 19.99% p.a. (21.49% p.a. comparison rate*). Our loans are from $5,000 to $80,000 over 3, 5 or 7 years.

See below how different interest rates would affect repayments on a
loan over
.
Annual rate6.99%
Comparison rate**6.99%
Monthly repayments$296.95
Annual rate11.24%
Comparison rate**12.75%
Monthly repayments$339.41
Annual rate14.04%
Comparison rate**16.04%
Monthly repayments$365.05
Check your rate

Example: For a 5 year loan of $15,000 at 11.24% p.a. (12.75% p.a. comparison rate**), the total amount payable would be $20,368, which includes $4,843.31 of interest and an establishment fee of $525. Fees and rates are based on an individual's financial circumstances. Checking your rate will not affect your credit score.

Oodles of happy customers

There are no stupid questions

Very multi-award winning

Money debt award 2021mozo experts choiceCANSTAR Outstanding Value, Personal LoanInfochoice car awards 2021WeMoney winner 2023Money debt award 2020Money personal award 2019Fintech award 2019Product Review awardMoney debt award 2021mozo experts choiceCANSTAR Outstanding Value, Personal LoanInfochoice car awards 2021WeMoney winner 2023Money debt award 2020Money personal award 2019Fintech award 2019Product Review award

Since we launched in 2016, MoneyPlace has been consistently striving to deliver great value personal loans and has earned an impressive collection of awards to show for it. Even if we do say so ourselves.

Get a better personal loan today

Check your rate

* This comparison rate is based on an unsecured $30,000 personal loan for a five year term.

** These comparison rates apply only to the examples given.

WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.