Check your personalised rate

per annum
per month
Returning customer?
Retrieve your rate estimate

The way to borrow money has changed.
MoneyPlace connects borrowers with investors to provide a better deal for everyone.

Personalised rates

Our interest rates are personalised
to give you a fairer deal.

Fast applications

Our process is all online to save
you time and hassle.

No nasty surprises

We have one fee, and that’s it. Plus, there’s
no penalty for early repayments.


Get a better deal than the banks with a personal loan from MoneyPlace

Get your money without a bank, funded by Australian investors. With our personalised interest rates, you could also save a lot of money.

Get started


Invest into personal loans for credit-worthy Australian borrowers

Get expected annual returns from 7.7% p.a. Tailoring and diversifying your portfolio is easy. It’s a new way to invest.

Find out more

Our story

MoneyPlace is a group of like-minded, energetic people that know personal loans can be done better. The problem with personal loans today is that interest rates are too high and do not consider your individual circumstances. Everyone pays the same rate, regardless of how risky you are.

Each of us had successful careers within financial services and technology, and thought “we can fix this”. We’d also had personal loans and knew that we’d be able to solve this through a marketplace lending platform. Starting with a blank piece of paper, we surrounded ourselves with brilliant people and began designing a new way to borrow and invest.

We're changing the way Australians borrow money for good.

Get started

* This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

EXAMPLE: A loan of $30,000 over 5 years at an annual rate of 10.5% (and a comparison rate* of 11.7%) would cost $662.55 per month. The total cost of this loan after 5 years would be $39,753, which includes $8,928 interest and a $825 credit assistance fee. Fees & rates are based on an individual's financial circumstances and range from a comparison rate of 8.9% to 20.38%.