Introducing a better way to invest

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Expected Returns From 7.7%
Build Your Own Portfolio
Receive Regular Payments

MoneyPlace gives wholesale investors access to an asset class
previously only available to traditional lenders


MoneyPlace is an online marketplace that connects wholesale investors with credit-worthy borrowers seeking personal loans. Investors at MoneyPlace fund unsecured personal loans for everyday Australians, and in-turn receive the principal and interest repayments paid by these borrowers (less a management fee).

We offer an alternative asset class for wholesale and institutional investors, previously only accessible to traditional lenders, which offers higher expected yields than traditional fixed-income products.


Wholesale investors

Investment in MoneyPlace is currently open to wholesale or professional investors, with a minimum commitment of at least $150,000. Foreign investors may be required to invest more.

Foreign Investment Requirements

Wholesale investors from approved countries (Australia, New Zealand, UK, US and Canada) are eligible to invest a minimum of A$150,000. Investors from other countries may invest a minimum of A$500,000, subject to approval.

If you would like to discuss please email

Investment Advisors

Marketplace lending in Australia and across the globe is attracting all types of investors. This is due to the difficulty in earning income in a low-rate environment that has seen deposit, term-deposit and fixed income rates fall sharply. As a result, investment advisors, financial planners and asset consultants are becoming more interested in learning about this space in order to provide an alternative fixed income option for their clients' portfolio.


Risk-based pricing

Investor returns are directly tied to the risk profile of the loans funded. All our borrowers are graded. We take a holistic view of our borrowers’ financial, economic and life circumstances, and use data from external sources to apply a risk-based pricing approach to loans. Depending on risk appetite, an investor’s expected returns are within the range of 7.7% to 15%.

Portfolio options

We offer four investment options based on risk appetite - conservative, balanced, high-yield or build your own portfolio.

Loan fractionalisation

Risk for investors on the MoneyPlace platform is minimised by the practice of dividing all loans into fractions, which are then funded by multiple investors. Investors are not able to choose the individual loans that they would like to invest in, though depending on the amount an investor commits, whole loans may be sufficient to achieve a diversified portfolio.


MoneyPlace operates in compliance with ASIC and AUSTRAC regulations. We hold an Australian Credit Licence (ACL) and are one of the few Australian marketplace lending platforms to hold its own Australian Financial Services Licence (AFSL). We abide by strict responsible lending parameters and Anti-Money Laundering and Counter-Terrorism Financing regulations.

Any general advice provided does not take into account, your objectives, financial situation or needs. Before acting on any general advice, MoneyPlace recommends you consider whether it is appropriate for your circumstances. MoneyPlace recommends you consider our disclosure documentation, including our information memorandum, before making any decisions regarding any financial products.