If you're about to set sail on the trip of a lifetime or if you've come back from a holiday a little skint, our loans can help you pay for all the of the costs you've planned for, and all of those unexpected costs you haven't.
HOLIDAYS & TRAVEL
We'll have you relaxing in no time
Competitive rates
Our rates are tailored to you. For borrowers with excellent credit our unsecured rates start from 6.30% p.a. (6.30% p.a. comparison rate*).
Smarter loans, and less fees
Unlike other lenders, we won’t penalise you for paying out your loan earlier. We have no monthly or early repayment fees.
Save thousands
Customers that consolidated their credit cards with MoneyPlace saved an average of $4,237 in interest.#
You're in good company
There’s a reason we’re so highly rated on ProductReview, TrustPilot and Google.
Features
- Unsecured rates from 6.30% p.a. (6.30% p.a. comparison rate*), for an excellent credit history
- Add a vehicle you own as security to access a lower rate, a higher lending limit, or both
- No hidden costs like monthly fees or early repayment fees
- One upfront fee that we add to your loan, so you’re not out of pocket
FAQ
Our loans are paid in Australian dollars only.
Generally, personal loans are cheaper than credit cards, so you could save plenty of interest with a personal loan. A personal loan is also better for those fixed expenses like flights and accommodation, so you're less likely to overspend on unplanned expenses like entertainment and upgrades.
Anything you like. Typically travellers incur expenses like accommodation, flights, travel insurance, car hire, or tour package costs.
Absolutely, check out our debt consolidation page.
Eligibility
To be eligible for a MoneyPlace loan, you must:
- Be 18 years of age or older;
- Be an Australian citizen or permanent resident;
- Have a regular source of income; and
- Be an individual person and not a couple, company, trust or partnership etc.
Find out more about who can apply.
Next steps
Grab your laptop or mobile device, get your personalised rate estimate, and then finish our simple online application form.
Once your loan is approved, we'll quickly deposit your money into your selected bank account. You can then go and plan your trip of a lifetime.
We deposit the money from your loan straight into your account, so you can then pay for your accommodation, or lock in those flights.
HOLIDAY LOANS
Estimate your repayments
The world is a big place. We’ve put together this loan repayment calculator to help you
estimate what your travel loan repayments might be.
Loan amount
Estimate the costs for all expenses related to your trip, such as plane tickets, accommodation etc.
How is your credit history?
* This comparison rate is based on an unsecured $30,000 personal loan for a five year term.
** These comparison rates apply only to the examples given.
WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
#Savings are based on the amount of credit card debt consolidated by MoneyPlace customers during the 12 months prior to May 2023, using the average interest saved over a 5-year loan term and an average credit card annual interest rate of 19.99%. Individual circumstances will vary.