Holiday loans

Our loans will have you flying in no time

Holidays don't come around every day, and we all want to make them extra special when they do. But all of those unexpected splurges that we love, plus flights and accommodation, can really add up. So if you're about to set sail on the a trip of a lifetime or if you've come back from a holiday a little skint, our loans can help you save money on all of the costs you've thought of, and all of those unexpected costs you haven't.

Secure your loan for a better deal

If you own a vehicle outright, you may be able to use it as as collateral to secure your Holiday loan and receive a lower interest rate or borrow a higher amount. Find out more about secured loans here.

MoneyPlace Holiday loan features:

Rates from 6.95% p.a. (6.95% p.a. comparison rate*), unsecured, for an excellent credit history
Add a vehicle you own as security to access a lower rate, a higher lending limit, or both
Holiday loans of up to $80,000 to help you with the trip you’ve been waiting for
One upfront fee that we add to your loan, so you’re not out of pocket
No hidden costs like monthly fees or early repayment fees

Apply now

10 minutes to apply

100% online, no paperwork

Rates tailored for you

No fees for early exits

How it works

Get an estimate and apply

Grab your laptop or mobile device, get your personalised rate estimate, and then finish our simple online application form.

Who can apply?

To apply for a MoneyPlace loan, you must:

Be 18 years of age or older;
Be an Australian citizen or permanent resident;
Have a regular source of income; and
Be an individual person and not a couple, company, trust or partnership etc.

Get your loan

Once your loan is approved, we'll quickly deposit your money into your selected bank account. You can then go and plan your trip of a lifetime.

Pay for your holiday

We deposit the money from your loan straight into your account, so you can then pay for your accommodation, or lock in those flights.

FAQ

What currencies can my loan be paid in?

Our loans are paid in Australian dollars only.

Is using a credit card better than getting a personal loan?

Generally, personal loans are cheaper than credit cards, so you could save plenty of interest with a personal loan. A personal loan is also better for those fixed expenses like flights and accommodation, so you're less likely to overspend on unplanned expenses like entertainment and upgrades.

What can I use my holiday loan for?

Anything you like. Typically travellers incur expenses like accommodation, flights, travel insurance, car hire, or tour package costs.

Can I pay off my credit card with a personal loan?

Absolutely, check out our debt consolidation page.

* This comparison rate is based on a $30,000 unsecured loan for a five year term.
^ This comparison rate is based on a $30,000 secured loan for a five year term.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.