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Holiday Loans

Wherever you're planning to go, our low-rate loans will have you flying in no time.

Holidays don't come around every day, and we all want to make them extra special when they do. But all of those unexpected splurges that we love, plus flights and accommodation, can really add up. So if you're about to set sail on the a trip of a lifetime or if you've come back from a holiday a little skint, our loans can help you save money on all of the costs you've thought of, and all of those unexpected costs you haven't. Applying is quick, simple and online.

MoneyPlace. Borrowing has moved on.

Tailored rates from 7.75% p.a. for an excellent credit history / 7.75% p.a. comparison rate*
Holiday loans of up to $35,000 to help you with the trip you’ve been waiting for
One upfront fee that we add to your loan, so you’re not out of pocket
No hidden costs like monthly fees or early repayment fees

Apply now

It takes just 10 minutes to apply online

We’re online only, so there are no hassles

Your rates are tailored individually for you

There are no penalties for early exits

How it works

Get an estimate and apply

Grab your laptop or mobile device, get your personalised rate estimate, and then finish our simple online application form.

Who can apply?

To apply for a MoneyPlace loan, you must:

Be 18 years of age or older;
Be an Australian citizen or permanent resident;
Have a regular source of income; and
Be an individual person and not a couple, company, trust or partnership etc.

Get your loan matched

Once your loan is approved and matched through our personal loans marketplace we deposit money into your selected bank account. You can then go and plan your trip of a lifetime.

Pay for your holiday

We deposit the money from your loan straight into your account, so you can then pay for your accommodation, or lock in those flights.

FAQ

What currencies can my loan be paid in?

Our loans are paid in Australian dollars only.

Is using a credit card better than getting a personal loan?

Generally, personal loans are cheaper than credit cards, so you could save plenty of interest with a personal loan. A personal loan is also better for those fixed expenses like flights and accommodation, so you're less likely to overspend on unplanned expenses like entertainment and upgrades.

What can I use my holiday loan for?

Anything you like. Typically travellers incur expenses like accommodation, flights, travel insurance, car hire, or tour package costs.

Can I pay off my credit card with a personal loan?

Absolutely, check out our debt consolidation page.

* This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.